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Glass Buildings

We Welcome You into Our Family!

"Do the Best you can until you know better. Then when you know better, Do Better!"
                                                                                          -Maya Angelou

Do you know what a low credit score really cost you?

Do you know why credit is important?

At Arising Ridge, we will help you restore your credit and we will educate you on how to maintain your high score.
 

 
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Our Mission

Success is Within Reach

At Arising Ridge, we believe in providing Services that you can trust. The happiness and satisfaction of our clients is our number one priority. Our family is committed to performing their services with integrity, excellence, and professionalism. This philosophy underlines our approach to serving each and every one of our valued members.

We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.

 
 

Provided Services

We Dispute the following on your behalf:

  • Bankruptcy

  • Charge Offs

  • Child Support

  • Collections

  • Eviction

  • Foreclosure

  • Hard Inquiries

  • Judgements

  • Late Payments

  • Medical Bills

  • Personal Information

  • Repossession

  • Student Loan 

  • Tax Liens

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Our Process

Free Consultation

You will be connected with one of our specialists who will provide you with an overview of our services, determined if this program is the right fit for you as well as provide you with a Credit analysis. 

Enrollment Process

Once you have been approved for the program, we will begin enrollment process. Once enrolled in the program you will receive full access to our secure client portal which will allow you to track your progress, monitor the changes to your account, receive weekly educational tips via email on how to continue improving your credit score as well as your monthly updates regarding your report.

Completing On-boarding

You will submit your payment information. Then, you will receive access to continue your enrollment process. We asked that on-boarding process be completed within 48 hours from the time the "Welcome Letter" is received. There are four steps that need to complete and usually take about 10-15 minutes.

Change your Future

Once enrolled in our program, a coaching call is scheduled on a month-to-month basis to discuss the progress of your score in details while we use the law to challenge negative items on your reports. Additionally, you will be able to log in to see real time progress every step of the way.

 

Our Credit Repair Packages & Pricing

 

*** Note: The monthly fee will be charged after 30 days of signing up.

 

*** Fees are are subject to change depending on deals/specials***

To qualify for our program, you must:

  1. Be able to pay for Credit Monitoring.​

     - Monitoring is required and costs $21.99 monthly. This allows us to keep track

        of the changes being made in your report during the process.

   2. Be financially stable.

      - Financial stability is important for credit restoration. We do not want our services to be added

        as another bill that will hurt you.​

   3. Have an active email address, unexpired photo I.D., and proof of address that

      is 90 days old or less. 

 $27.99 /Month

No Credit Package 

Enrollment Fee $27.99

  • No Contract

  • No Disputes

  • Credit Education and Building

  • 3 Bureau Audit Analysis

  • 24/7 Client Portal Access

  • Customer Service Support

  • Money Back Guarantee if no results in 120 days

  • Mandatory Credit Monitoring at $21.99/month - separate fee

 $97.99/Month

Premium Package

Enrollment/audit Fee was $167.99

  • No Contract

  • Credit Education and Building

  • Unlimited Disputes

  • No up front fees

  • 3 Bureau Audit Analysis

  • 24/7 Client Portal Access

  • Customer Service Support

  • Mandatory Credit Monitoring at $21.99/month - separate fee

  • ***Average results 30-60 days

  • ***Results vary per case

 $0/Month

Premium Package

Enrollment/audit Fee was $697.99

NOW $499.99

  • No Contract

  • Credit Education and Building

  • Unlimited Disputes

  • No up front fees

  • 3 Bureau Audit Analysis

  • 24/7 Client Portal Access

  • Customer Service Support

  • Mandatory Credit Monitoring at $21.99/month - separate fee

  • ***Average results 30-60 days

  • ***Results vary per case

 

            Refund Policy

    Our 100% Guarantee, Cancellation, and Return Policy

We offer our members a 100% money back guarantee on all payments made (excluding the enrollment fee) ONLY if the below criteria has been met: 

  • We are unable to remove ANY inaccurate information from your credit report within 120 days (4 months from the time you retain our services).

  • There are no new collections, missed payments or inquiries on your account during the time you are in our program and you follow the guidance given to you throughout the program.

  • You have provided us with all updated documentation received from all three credit bureaus and/or creditors within 5 days of receipt. (members should receive an update credit report every 30-45 days.  It is the member's responsibility to make us aware if an updated report has not be received).

  • You have not worked with a credit repair company in the last 2 months and have not tried to work on your credit on your own.

  • You DO NOT refresh or update your credit report on your own.

***You may cancel services at any time. Please notify us in writing 3 days before the next billing period.***

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Terms & Conditions

Cancellation Policy:
Services are provided on a month-to- month basis and clients may cancel their service at any time at least (3) three days in advance of any upcoming recurring payment. When cancelled according to these terms, the upcoming recurring payment will constitute the final payment due for services rendered. All services are billed in arrears (money that is owed and should have been paid earlier).

Privacy Policy:
Commitment to Your Privacy
This site is owned and operated by Arising Ridge. Your privacy on the Internet is of the utmost importance to us. At Arising Ridge, we want to make your experience online satisfying and safe. Because we gather certain types of information about our users, we feel you should fully understand our policy, the terms, and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it.

Sharing of Information:
Arising Ridge does not, under any circumstances share, sell, rent, or in any other way provide your information to anyone for any use whatsoever.

Security
Arising Ridge operates secure data networks protected by industry standard firewall and encryption protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.

Information Arising Ridge Gathers and Tracks;
Arising Ridge gathers two types of information about users:
• Information that users provide manually on our web site. This information is gathered on our Enrollment (Sign Up) Form and includes name, address, email address. This information is not shared or used for any marketing purposes whatsoever.
• Information Arising Ridge gathers through aggregated tracking information derived mainly by tallying page views throughout our sites. This information allows us to better tailor our content to readers’ needs and to help us better understand the demographics of our audience.

Usage Tracking;

Arising Ridge tracks user traffic patterns. However, we do not correlate this information with data about individual users. Arising Ridge does break down overall usage statistics according to a user’s domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user’s browser). Arising Ridge sometimes tracks the search terms that users enter in public search engines, which generate a “click through”, but this tracking is never associated with individual users. We use tracking information to determine the effectiveness of individual search terms.

Cookies;
We may place a text file called a “cookie” in the browser files of your computer. The cookie itself does not contain Personal Information although it will enable us to relate your use of this site to information that you have specifically and knowingly provided. But the only personal information a cookie can contain is information you supply yourself. A cookie can’t read data off your hard disk or read cookie files created by other sites. Arising Ridge uses cookies to track user traffic patterns (as described above). You can refuse cookies by turning them off in your browser. If you’ve set your browser to warn you before accepting cookies, you will receive the warning message with each cookie. You do not need to have cookies turned on to use this site.

Your Consent;
By using this site, you consent to the collection and use of this information by Arising Ridge. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.

Public Safety and Legal Process;
We will not share information about individual users with any third party, except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public.

 

Frequently Asked Questions

All You Need To Know

Is Credit Training legal?

Yes, credit training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.

Is Credit Training and Education worth my time and money?

Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.

What can I expect when I enroll in Credit Education?

We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.

What is your 100% Guarantee?

You are entitled to a 100% refund on all monthly payments if:
- You do not remove more than 25% of all the negatives worked on.
- You have had six months from the time you retain our services.
- You have at least four negatives on the credit report at the time of sign-up.
- You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
- You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.
(Clients should receive updated credit reports every 15-45 days. It is the client's responsibility to make us aware if updated reports have not been received).

How long will it take to raise my score?

Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 80 points. 

Why are your results different?

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, individuals are able to remove 70% of the negative items from a credit report.

Will the removed items come back?

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.

What items can you help me to remove and improve?

With our assistance and document processing, there can be great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.

All About Us

Glass Buildings

As indicated by ongoing studies, Americans are facing genuine money related difficulties:

 

  • 33%, or more of 77 million, of Americans don't pay their bills on schedule.

  • 39% carry credit card debt from month to month.

  • 21% of adults say they check their credit score monthly.

  • 79% of credit reports contain errors.

The majority of us don't stand by to turn into a statistic to realize that we're in a tough situation. These issues are surrounding us. They happen to our own family and our friends’ families.

 

The irony is, we live in one of the wealthiest nations on the planet, however we generally have money issues. We can work hard the entirety of our lives yet retire poor. We accomplish such a great deal to bring up our children just to see them finish school with a ton of debt. Obligation turns into a lifestyle.

 

No one shows us how to deal with our money in school. Monetary issues are not regularly talked about, and money related items not generally clarified. A great many people experience difficulty perusing a financial statement. We use credit cards consistently and don't generally see all the hidden charges. We purchase insurance policies and stick them in a file cabinet. We add to our 401k and hope somebody will deal with it. We as a whole need to have an agreeable retirement, yet few have a plan. We might be active spenders but passive savers.

 

It's possible that we don’t know what we don’t know. Despite the fact that the financial industry is probably the biggest business on the planet, and despite the fact that we are overflowed with money related news, channels, and sites, budgetary education is as cloudy as could be.

 

There is a wilderness of complex principles, guidelines, and rules for the thousands of stocks, bonds, reserves, saving plans, credit cards, and loans out there. We have to change, and the undertaking won't be simple. Yet, we need comprehension first. Another period of pro-activist, and Financial Freedom must begin.

 

At Arising Ridge, we want to explain credit as how a friend would communicate with another friend. We want to make it sufficiently simple, utilizing normal language for common family. The most ideal way we can seek after is to stand out enough to be noticed and interest into financial matters and for you to acquire a few basics of how money functions. It's the initial move toward your Financial future.

 
 

Contact Us

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Partnership

Are you a mortgage broker, real estate agent, attorney, auto-dealer, or a professional in any industry that is dependent upon clients with good credit?

If the answer is "Yes", you should partner with Arising Ridge. We will help your clients improve their credit score and educate the importance of maintaining their improved credit scores. We will work with them and get them to the scores they need to be approved and send them back to you. You will have portal access to see your client's progress.

When your clients log into their portal, your picture and contact information will be listed on their log-in portal as a reminder of their goal and who they are working with. If this sounds good to you, Please complete the form below:

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Opening Hours

Mon - Fri: 8am - 5pm

Sat: Closed

Sun: Closed

2295 S Hiawassee Rd Ste 104, Orlando, FL 32835

(407) 768-3666

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